Independent Licensed Producer · 6 States

Your Shield.
Your Coverage.

EquiShield LLC connects you, your family, or your business with the right insurance plan to meet your needs— no exceptions. Active across six East Coast states, we'll help you access multiple channels through MGA and direct carrier relationships, making sure that your protection is put first every time.

Licensed in
PA
NJ
MA
RI
NC
NH

6

Licensed States

150+

Direct Carriers

No-Obligation

Quotes

Personalized

Plans

Built by a Producer.
Built for You.

The founders of EquiShield LLC wanted to create an insurance company that can help you get a personalized plan, made easy. Life, family, and businesses aren't one-size-fits-all — and now, neither is your policy. No corporate red tape. Just a hands-on team who will help you create the best plan to meet your needs.

EquiShield was built from the ground up with one goal — give clients more access, more options, and more accountability than they've ever had before. With experience in real estate including sales, development, and lending, we're here to help you create a personalized policy.

Broad Market Access

We provide access to coverage options through contracted MGA and direct carrier relationships, giving our clients entry to a wide range of carriers and products suited to meet their needs and create their personalized policy.

Six States. One Team.

Licensed across states on the East Coast, including PA, NJ, MA, RI, NC, and NH — you get direct access to our experienced team and licensed producers.

Real People. Real Answers.

No call centers. No waiting on hold. No runaround — ever. When you reach out to EquiShield LLC, you're talking to the people who built it.

Coverage for What Matters

Whether you're looking for home, auto, commercial, builders risk, umbrella, or renters insurance, we work through our MGA and direct carrier relationships to help protect the things that matter most to you.

Insurance Built
for You
We'll help you find the perfect coverage plan through our MGA and direct carrier relationships. Personalized to meet your needs, we'll design a plan focused on your home, car, business, or next build. All policies are subject to carrier underwriting approval; coverage availability and terms vary by state and carrier.

Homeowners Insurance

Protect your home and personal property from fire, theft, liability, and other covered losses.

Auto Insurance

Personal and commercial auto policies with liability, collision, and comprehensive options.

Commercial Insurance

General liability, BOP, and commercial property coverage for businesses of all sizes.

Builders Risk

Coverage for buildings under construction — protecting your project from the ground up.

Umbrella Policies

Excess liability protection above and beyond your standard policy limits.

Renters Insurance

Personal property and liability coverage for renters.

Meet the Founders
EquiShield LLC is founder-led. Matthew Reifer serves as the licensed producer behind every policy placement. Dalton Povilaitis keeps the business running at its best.
MR

Matthew Reifer

Co-Founder & Designated Licensed Producer
Licensed · PA · NJ · MA · RI · NC · NH

Matthew is EquiShield's Designated Licensed Producer, responsible for all insurance solicitation, negotiation, and placement across all six states. With a background in real estate as both an agent and investor, he understands the coverage needs that come with properties, transactions, and growing portfolios.

DP

Dalton Povilaitis

Co-Founder & Director of Operations
Co-Founder · Operations

Dalton oversees operations, business development, and strategic partnerships at EquiShield. Also a licensed real estate agent and investor, he brings a grounded, practical perspective to building a business that actually works for its clients.

Your Coverage.
Our Commitment.
As an independent producer working through contracted MGA and direct carrier relationships, we access a wide range of carrier options on your behalf. Every recommendation is made with your needs in mind.
01

Licensed in 6 States

Multi-state licensed certification access across Pennsylvania, New Jersey, Massachusetts, Rhode Island, North Carolina, and New Hampshire from day one.

02

Large Network

Connections with 150+ trusted carriers, helping you find the perfect relationship to create a tailored coverage plan. Coverage availability and terms vary by carrier and state.

03

Cost Savings

With a large network of committed carriers, we can help you find the best plan for you at a competitive rate.

04

Independent & Client-Focused

We do not represent any single insurance carrier. EquiShield's goal is to find the right fit for you with a plan focused on your needs.

Licensed Across
the East Coast
EquiShield LLC is licensed as an independent insurance producer offering services in Pennsylvania, New Jersey, Massachusetts, Rhode Island, North Carolina, and New Hampshire. All correspondence and inquiries can be directed to our office at 19 W College Avenue, Suite 350, Yardley, PA 19067.
Actively Licensed
Not Currently Licensed
PA — Pennsylvania
NJ — New Jersey
MA — Massachusetts
RI — Rhode Island
NC — North Carolina
NH — New Hampshire

Ready to Create Your Coverage Plan?

No matter what level of coverage you need, we're here to help. Get a no-obligation quote today!

Insurance Built
for You

We'll help you find the perfect coverage plan through our MGA and direct carrier relationships. Personalized to meet your needs, we'll design a plan focused on your home, car, business, or next build. All policies are subject to carrier underwriting approval; coverage availability and terms vary by state and carrier.

Homeowners Insurance

The Roof Over Your Future

  • Dwelling & structural coverage
  • Personal property protection
  • Liability coverage
  • Additional living expenses
  • Options accessed through contracted MGA relationships

Coverage terms, conditions, and availability vary by MGA, carrier, and state. Subject to underwriting approval.

Auto Insurance

Protect your ride. Plans for both personal & commercial vehicles.

  • Liability, collision & comprehensive
  • Uninsured motorist protection
  • PIP where applicable by state
  • Commercial fleet policies
  • Options accessed through contracted MGA relationships

State minimum coverage requirements vary. Subject to underwriting approval.

Commercial Insurance

Risk-Free Ambition for Your Business

  • General liability insurance
  • Business owners policy (BOP)
  • Commercial property coverage
  • Tailored for small to mid-size businesses
  • Options accessed through contracted MGA relationships

Coverage terms and availability vary by business type, MGA, carrier, and state. Subject to underwriting approval.

Builders Risk

Protect projects under construction

  • Coverage during construction phase
  • Protects materials, equipment & structure
  • Ground-up new construction policies
  • Renovation & remodel coverage
  • Available for residential & commercial builds

Coverage terms, scope, and availability vary by MGA, carrier, project type, and state. Subject to underwriting approval.

Umbrella Policies

One Plan for All of Your Priorities

  • Excess liability limits above underlying policy coverage
  • Personal & commercial umbrella available
  • Broader protection for individuals and businesses
  • Options accessed through contracted MGA relationships

Subject to underlying policy requirements and carrier underwriting approval. Coverage terms vary.

Renters Insurance

Your Renter's Safety Net

  • Personal belongings protection
  • Liability coverage for accidents
  • Additional living expenses
  • Electronics & valuables coverage
  • Options accessed through contracted MGA relationships

Coverage terms and availability vary by MGA, carrier, location, and state. Subject to underwriting approval.

Not sure what coverage plan will be the best match? Our team is here to help create a personalized policy that's the right fit for you.

Reliably Built.
Uniquely Yours.

EquiShield was founded with a single mission and three core values: integrity, client-first focus, and connection. It's our priority to make quality insurance accessible and tailored to the people we serve.

Broad Market Access.
Personalized Service.

The founders of EquiShield LLC wanted to create an insurance company that can help you get a personalized plan, made easy. Life, family, and businesses aren't one-size-fits-all — and now, neither is your policy. No corporate red tape. Just a hands-on team who will help you create the best plan to meet your needs.

EquiShield was built from the ground up with one goal — give clients more access, more options, and more accountability than they've ever had before. With experience in real estate including sales, development, and lending, we're here to help you create a personalized policy.

What We Stand For

Integrity

We operate with full transparency at the forefront of our practice. You'll always know what you're getting, how it works for you, and why our licensed producer recommends it.

Client-First

Every decision we make is centered around what's best for you and how the plan we create fits your needs. No shortcuts or compromises — we're on your side, always.

Responsiveness

When you need us, we're there. Clear and quick communication is something we take seriously. No waiting on hold or talking to an automated machine — real people are available to help you whenever you need.

Meet the Founders
EquiShield LLC is founder-led. Matthew Reifer serves as the licensed producer behind every policy placement. Dalton Povilaitis ensures the business operates at its highest level.
MR

Matthew Reifer

Co-Founder & Designated Licensed Producer
Licensed · PA · NJ · MA · RI · NC · NH

Matthew is EquiShield's Designated Licensed Producer, responsible for all insurance solicitation, negotiation, and placement across all six states. With a background in real estate as both an agent and investor, he understands the coverage needs that come with properties, transactions, and growing portfolios.

DP

Dalton Povilaitis

Co-Founder & Director of Operations
Co-Founder · Operations

Dalton oversees operations, business development, and strategic partnerships at EquiShield. Also a licensed real estate agent and investor, he brings a grounded, practical perspective to building a business that actually works for its clients.

"Your Shield. Your Coverage."

That's the EquiShield promise. Transparent, client-first, and always working to get the best coverage for you.

Request Your
Coverage Quote
Today

Fill out the form and our licensed producer will be in touch within one business day to discuss your coverage options.

No Obligation

Get a quote with zero commitment — we only move forward when you're ready.

Fast Response

Hear back within one business day from our licensed producer.

MGA & Direct Carrier Access

We access coverage options through contracted MGA and direct carrier relationships. Coverage and rates vary by carrier and state.

Request a Quote

Fill in your details and our licensed producer will be in touch shortly.

Massachusetts Notice of Information Practices (M.G.L. c. 175, § 24H)
As required by Massachusetts law, we are providing this notice before collecting your personal information. EquiShield LLC collects personal information including your name, contact details, and insurance-related information solely to process your quote request and facilitate insurance placement. You have the right to access and correct personal information we maintain. For full details, see our Privacy Policy. By continuing, you acknowledge receipt of this notice.

By submitting this form, you agree to our Privacy Policy and Terms of Use. Submitting does not bind coverage, create a policy, or guarantee a specific rate or premium. Coverage options are accessed through contracted MGA relationships; terms vary by MGA, carrier, and state. Your information will not be sold to third parties.

Quote Request Received!

Thank you for reaching out to EquiShield LLC. Our licensed producer will contact you within one business day to discuss your coverage options.

Contact Us

Have a question or want to learn more? Send us a message and we'll get back to you promptly.

By submitting this form, you agree to our Privacy Policy. Your information will be used solely to respond to your inquiry and will not be sold to third parties.

Message Sent!

Thanks for reaching out. A member of the EquiShield LLC team will respond within one business day.

EquiShield LLC

Mailing Address

19 W College Avenue, Suite 350, PMB 0117
Yardley, PA 19067

Email

info@equishieldinsurance.com

Licensed States

PA
NJ
MA
RI
NC
NH
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Privacy Policy

Effective Date: January 1, 2026  |  Last Updated: March 2026

1. Introduction & Scope

EquiShield LLC ("EquiShield," "we," "us," or "our") is a licensed independent insurance producer operating in Pennsylvania, New Jersey, Massachusetts, Rhode Island, North Carolina, and New Hampshire. We access coverage options through contracted Managing General Agent (MGA) and direct carrier relationships.

This Privacy Policy describes how EquiShield LLC collects, uses, shares, and protects personal information obtained through our website at www.equishieldinsurance.com, our quote and contact forms, email, phone, and any other interaction you may have with us. By using our website or submitting information to us, you agree to the terms of this Privacy Policy.

This Policy applies to all individuals who visit our website, request a quote, purchase or inquire about insurance products, or communicate with our team. It does not apply to information collected by third-party websites linked from our site.

2. Notice of Information Practices

In accordance with applicable state insurance privacy laws — including M.G.L. c. 175, § 24H (MA), N.J.S.A. 17:23A-1 et seq. (NJ), N.C. Gen. Stat. § 58-39-1 et seq. (NC), R.I. Gen. Laws § 27-29-1 et seq. (RI), and RSA 417-E (NH) — we provide this notice of our information practices prior to collecting personal information from you.

3. Information We Collect

4. How We Collect Information

5. How We Use Your Information

We do not sell, rent, lease, or trade your personal information to third parties for their own marketing purposes.

6. Information Sharing & Disclosure

7. Gramm-Leach-Bliley Act (GLBA) Compliance

As a licensed insurance producer, EquiShield LLC is subject to the GLBA and its implementing regulations. We collect, use, and protect your nonpublic personal information (NPI) in accordance with GLBA requirements and provide initial and annual privacy notices as required.

8. Cookies & Website Tracking

Our website may use cookies and similar technologies to improve your browsing experience and analyze site traffic. You may disable cookies through your browser settings; however, doing so may affect the functionality of certain features. We do not use cookies to collect personally identifiable information without your knowledge.

9. Telephone & Text Communication (TCPA)

EquiShield LLC complies with the TCPA and applicable state telemarketing laws. We will only contact you by phone or text message if you have provided prior express written consent. You may revoke consent at any time by replying STOP to any text or emailing info@equishieldinsurance.com. Standard message and data rates may apply.

10. Data Security

EquiShield LLC implements reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure, including SSL/TLS encryption. In the event of a confirmed data breach, we will notify affected individuals and relevant regulators as required by applicable state law.

11. Data Retention

We retain personal information for a minimum of seven (7) years following the end of our relationship with you, consistent with applicable state insurance record retention requirements.

12. State-Specific Privacy Rights

Massachusetts: Pursuant to M.G.L. c. 175, § 24H and 201 CMR 17.00, we provide this Notice of Information Practices prior to collecting personal information and maintain a comprehensive written information security program (WISP). You have the right to access and correct personal information we maintain about you in connection with an insurance transaction. To exercise these rights, submit a written request to the address below. We will respond within 30 business days.

New Jersey: Pursuant to N.J.S.A. 17:23A-1 et seq. and N.J.A.C. 11:17A, you have the right to access, review, and request correction of personal information we maintain. Written producer compensation disclosure will be provided prior to policy placement. You may submit a written access or correction request to the address below.

North Carolina: Pursuant to N.C. Gen. Stat. § 58-39-1 et seq. and N.C.G.S. § 58-33-80, you have the right to access and correct personal information we collect in connection with an insurance transaction. The capacity in which EquiShield LLC acts on a specific transaction is available upon request. We comply with all NC anti-coercion and anti-tying statutes.

Rhode Island — Notice of Information Practices & Opt-Out Rights: Pursuant to R.I. Gen. Laws § 27-29-1 et seq., EquiShield LLC provides this notice of its information practices to all Rhode Island applicants and policyholders.

We collect personal information about you from the following sources: (1) information you provide on applications and other forms; (2) information about your transactions with us, our affiliates, or other insurers; (3) information from consumer reporting agencies; and (4) information from medical professionals or institutions where permitted by law.

We may disclose information about you to the following types of institutions: insurance regulatory authorities; law enforcement; affiliated companies; and service providers acting on our behalf under confidentiality agreements. We do not sell your personal information to unaffiliated third parties for their own marketing purposes.

Rhode Island Opt-Out Right: You have the right to opt out of certain disclosures of your nonpublic personal information to nonaffiliated third parties. To exercise your opt-out right, you may:

Your opt-out request will be processed within 30 days of receipt. Once you opt out, we will not disclose your nonpublic personal information to nonaffiliated third parties except as permitted by applicable law (e.g., as necessary to complete your insurance transaction, comply with legal obligations, or prevent fraud). Your opt-out election will remain in effect until you notify us otherwise.

You also have the right to access and correct personal information we maintain about you in connection with an insurance transaction. Submit a written request to the email or mailing address above.

New Hampshire: Pursuant to RSA 417-E and applicable New Hampshire Insurance Department regulations, EquiShield LLC provides this notice of its information practices to all applicants and policyholders. You have the right to access and correct personal information we maintain. To exercise these rights, submit a written request to info@equishieldinsurance.com or by mail to the address below. We will respond within 30 business days.

Pennsylvania: EquiShield LLC complies with all applicable PA Insurance Department requirements relating to the collection, use, and disclosure of personal information in connection with insurance transactions. Producer compensation information is available upon request.

13. Your Privacy Rights & Choices

Depending on your state of residence and applicable law, you may have the following rights regarding your personal information:

To exercise any of these rights, contact us at info@equishieldinsurance.com or by mail at 19 W College Avenue, Suite 350, PMB 0117, Yardley, PA 19067. Please include your full name, state of residence, and a description of your request. We will respond within the timeframe required by applicable law, generally within 30–45 days. We may need to verify your identity before processing your request.

14. Third-Party Links

Our website may contain links to third-party websites. EquiShield LLC is not responsible for the privacy practices or content of those external sites.

15. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

16. Changes to This Privacy Policy

EquiShield LLC reserves the right to update this Privacy Policy at any time. We will post the updated Policy with a revised "Last Updated" date. Your continued use of our website after changes constitutes your acceptance of the updated Policy.

17. Contact Us

EquiShield LLC
19 W College Avenue, Suite 350, PMB 0117
Yardley, PA 19067
Email: info@equishieldinsurance.com
Website: www.equishieldinsurance.com

For state-specific privacy complaints, you may also contact your state's Department of Insurance.

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Terms of Use

Effective Date: January 1, 2026  |  Last Updated: March 2026

1. Acceptance of Terms

By accessing or using the EquiShield LLC website, you agree to be bound by these Terms of Use.

2. Informational Purpose Only

Nothing on this Site constitutes an offer to sell or solicitation to buy any insurance product in any jurisdiction where EquiShield LLC is not licensed.

3. No Coverage Guarantee

Submitting a quote request does not bind coverage, create a policy, or guarantee any specific rate or premium. Coverage options are accessed through contracted MGA relationships; terms vary by MGA, carrier, and state.

4. Licensed Producer

All insurance solicitation, advice, negotiation, and placement activities are conducted exclusively by Matthew Reifer, Designated Licensed Producer, licensed in PA, NJ, MA, RI, NC, and NH.

5. Affiliated Business Arrangement

EquiShield LLC maintains an affiliated business arrangement with a related entity. Applicable parties will receive a written AfBA Disclosure Statement prior to any insurance discussion. Use of our services is entirely voluntary and has no effect on any lending relationship.

6. Communication Consent and TCPA

By submitting a form and providing express written consent, you agree to be contacted by phone, email, and/or text. You may withdraw consent at any time by replying STOP or emailing info@equishieldinsurance.com. We comply with TCPA and applicable state telemarketing laws.

7. Accuracy of Information

EquiShield LLC makes reasonable efforts to ensure accuracy but does not warrant that all information is complete or current. Always consult our licensed producer for information specific to your situation.

8. Limitation of Liability

To the fullest extent permitted by law, EquiShield LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from use of this Site.

9. Governing Law

These Terms are governed by the laws of the State of New Jersey.

10. Contact

EquiShield LLC · 19 W College Avenue, Suite 350 · Yardley, PA 19067 · info@equishieldinsurance.com

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Disclosures

Last Updated: March 2026

Licensing

EquiShield LLC is a licensed independent insurance producer. All insurance solicitation, negotiation, and placement activities are conducted exclusively by Matthew Reifer, Designated Licensed Producer.

Independent Producer & MGA Disclosure

EquiShield LLC operates as an independent insurance producer and does not represent any single insurance company. Coverage options are accessed through contracted MGA relationships. The capacity in which we act for a specific transaction is available upon request.

Affiliated Business Arrangement Disclosure

EquiShield LLC maintains an affiliated business arrangement with a related entity, subject to state anti-coercion and anti-tying regulations in all licensed states. Applicable parties will receive and must acknowledge a written AfBA Disclosure Statement before any insurance discussion takes place. Use of EquiShield LLC's services is entirely voluntary with no effect on any lending relationship.

Compensation Disclosure

EquiShield LLC is compensated through commissions paid by MGAs and insurance carriers. Commission rates vary by MGA, carrier, and product type. Written compensation disclosure will be provided to clients prior to policy placement as required by applicable state law. Additional information available at info@equishieldinsurance.com.

Surplus Lines / Non-Admitted Carriers

Some coverage may be placed through MGA relationships with non-admitted (surplus lines) carriers, which are not subject to the same regulatory oversight as admitted carriers and are not covered by state guaranty funds. A separate written Surplus Lines Disclosure will be provided prior to binding any such coverage.

No Coverage Guarantee

Submitting a quote request does not bind coverage, create a policy, or guarantee any specific rate or premium. All policies are subject to carrier underwriting approval. Terms vary by MGA, carrier, and state.

State-Specific Disclosures

New Jersey: Written producer compensation disclosure provided prior to policy placement per N.J.A.C. 11:17A. EquiShield LLC complies with NJDOBI affiliated arrangement regulations and NJ Consumer Protection statutes.

Pennsylvania: Coverage options accessed through contracted MGA relationships and subject to carrier underwriting approval. Producer compensation information available upon request.

Massachusetts: Notice of Information Practices provided prior to collection of personal information per M.G.L. c. 175, § 24H. Personal information handled per 201 CMR 17.00. Complies with M.G.L. Chapter 93A.

Rhode Island: Per R.I. Gen. Laws § 27-29-1 et seq., notice of information practices provided to applicants. You have the right to access and correct personal information we collect in connection with insurance transactions.

North Carolina: Per N.C. Gen. Stat. § 58-39-1 et seq. and N.C.G.S. § 58-33-80, you have the right to access and correct personal information we collect. Complies with NC anti-coercion statutes.

New Hampshire: EquiShield LLC is licensed as an insurance producer in New Hampshire. Coverage options are accessed through contracted MGA relationships and are subject to carrier underwriting approval and applicable NH insurance regulations.

Errors & Omissions Insurance

EquiShield LLC maintains Errors & Omissions (E&O) professional liability insurance coverage.

Contact

EquiShield LLC · 19 W College Avenue, Suite 350 · Yardley, PA 19067 · info@equishieldinsurance.com